How to find out the loan balance in Sberbank
Appeal to a bank credit specialist. This method is the most acceptable and convenient in cases where immediately after receiving the information, the loan will be paid through the cashier. To do this, you need to contact the bank branch in which the loan was made, taking the loan agreement with you, as well as your passport or other identity document. The loan officer will look at the database on the loan balance and will inform the borrower of the number of the contract and account number
Service "Sberbank Online". You can find out the loan balance in Sberbank using the official website service. You can log in to your personal account in two ways: request a list of one-time passwords at an ATM or use the Mobile Bank service by receiving a password and login in an SMS message that will come to your mobile phone.After logging in to your personal account, you must go to the “Credits” section, enter your details and indicate the department in which the loan was processed. To view the loan balance payable, you must enter a specific date in the appropriate field, and the debt information will appear on the computer screen.
Credit calculator on the Sberbank website. To use the loan calculator and find out the loan balance in Sberbank, you need to log into your personal account. The loan calculator calculates the amount of payments and shows the loan balance based on the information entered by the borrower, and its accuracy and veracity directly affects the result. To do this, it is necessary to fill in the proposed fields, as well as indicate the type of payment specified in the contract: annuity or differentiated.
Call the Sberbank hotline. The bank provides a convenient service, which you can use by calling the toll-free single number 8-800-555-5550. You need to wait for the connection with the operator, tell him the identification data in the form of a passport number and credit card, after which he will inform you of the amount of the loan debt at the time of the call.
ATM or terminal.To find out the loan balance in Sberbank using an ATM, you need to insert a credit card into the appropriate window, enter the PIN code, and then select the “Credit Payment” menu item. As a result, the screen will show the amount of the debt to be repaid, as well as the mandatory payment that must be made. Unlike an ATM, a terminal does not require a credit card. It is necessary to know the number of the loan agreement and to get information, type it on the keyboard. Before fully or partially paying the loan, it is necessary to clarify the balance or amount of the mandatory payment to be repaid. The described methods will allow to avoid mistakes and underpayments, which can lead to unnecessary spending in the form of fines or penalties.